If you have a credit card, don’t leave it at home. It’s an easy way to pay in Bali, especially for your hotel expenses. It’s also very common that hotels ask for a credit card as a security deposit. MasterCard and Visa are the most widely accepted credit cards. American Express is a distant third.

With your debit card, you can take cash money from the most ATM’s in Bali (please check your local bank first). These ATM’s are everywhere in more touristic areas. The cost of a withdrawal can vary on where you go and on you local bank. Most of the ATM’s have a maximum on the withdrawal. This is often Rp 1,000,000. Though you can come very far with Rp 1,000,000 in Bali, you can choose to make several withdrawals.